Credit Score Rating Range

According to experian only about 18 2 of the population has a score within this range.

Credit score rating range.

Most credit scores fall between 600 and 750. A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. Credit scores calculated using the fico score or vantagescore 3 0 scoring models range from 300 to 850. Bankcard and auto scores can range from 250 to 900.

Generally speaking the credit bureaus consider any score over 650 to be a good credit score. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent. Both fico and vantagescore range from 300 to 850 although the way. A score of 800 or above on the same range is considered to be excellent.

For a score with a range between 300 850 a credit score of 700 or above is generally considered good. As you can see different credit scoring models may have different ranges and scoring criteria. N a while both models maintain five categories of credit score types and cover the same number range each divides them differently. For the crop of base fico scores the very good range goes from 740 to 799.

As a matter of fact for the most part you are regarded in the same standard as borrowers with excellent credit history with the exception that you may have a higher debt to income ratio. A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair.