Cozy Credit Report

If you need to dispute the rental information reported on your credit report please email creditdispute cozy co.

Cozy credit report.

There s nothing for you to do right now but we ll let you know before your account moves. If you skip paying through cozy for a month your report will show no activity for that month. Credit history built through cozy and experian rentbureau shows up on experian credit reports. Reports contain accurate up to date info about your applicants.

Landlords can request screening reports and applicants purchase and share reports. When tenants choose to use a credit or debit card there s a 2 75 service fee. You need more than just a credit score to understand an applicant s financial situation. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports.

Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. It wouldn t be treated as a late payment on your credit report. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. Learn more about the change. Cozy credit reports come directly from our partner experian the industry leader in credit reporting.